{"id":120632,"date":"2024-05-06T10:01:30","date_gmt":"2024-05-06T09:01:30","guid":{"rendered":"https:\/\/www.purosautos.com\/?p=64510"},"modified":"2024-05-06T10:01:30","modified_gmt":"2024-05-06T09:01:30","slug":"por-que-debido-a-los-controles-de-privacidad-de-los-propietarios-de-vehiculos-de-general-motors-suben-sus-primas-de-seguros","status":"publish","type":"post","link":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/2024\/05\/06\/por-que-debido-a-los-controles-de-privacidad-de-los-propietarios-de-vehiculos-de-general-motors-suben-sus-primas-de-seguros\/","title":{"rendered":"\u00bfPor qu\u00e9 debido a los controles de privacidad de los propietarios de veh\u00edculos de General Motors suben sus primas de seguros?"},"content":{"rendered":"

\"\"<\/p>\n

El 11 de marzo, el New York Times public\u00f3 un informe que detalla la historia de Kenn Dahl.<\/p>\n

Hace dos a\u00f1os, Dahl descubri\u00f3 que los costos del seguro de su Chevrolet Bolt aumentaron un 21%. (el Chevy Bolt fue elegido como el lim\u00f3n del a\u00f1o, es decir el peor auto del 2024)<\/strong><\/em><\/p>\n

El aumento es el resultado de sus h\u00e1bitos de conducci\u00f3n, aunque Dahl nunca ha tenido un accidente. Sin su conocimiento, Dahl hab\u00eda aceptado que General Motors pudiera proporcionar informaci\u00f3n sobre sus h\u00e1bitos de conducci\u00f3n a los intermediarios de datos LexisNexis y Verisk.<\/p>\n

\"2021<\/p>\n

Los datos se compartieron con los corredores a trav\u00e9s de Smart Driver, la aplicaci\u00f3n de informaci\u00f3n de conducci\u00f3n de GM.<\/p>\n

Dahl dijo al Times: \u00abEst\u00e1n tomando informaci\u00f3n que no sab\u00eda que iba a ser compartida y arruinando nuestro seguro\u00bb. Cuando el New York Times pidi\u00f3 comentarios, GM dijo que la responsabilidad de los datos que comparten los conductores recae en los propietarios de los veh\u00edculos. Sin embargo, recibimos una respuesta diferente de GM.<\/p>\n

\u201cA partir del 20 de marzo, los datos de los clientes de OnStar Smart Driver ya no se comparten con LexisNexis o Verisk.<\/strong><\/p>\n

\"\"<\/p>\n

La confianza del cliente es una prioridad para nosotros y estamos evaluando activamente nuestros procesos y pol\u00edticas de privacidad\u201d. Resulta que General Motors estaba \u201cevaluando activamente\u201d los procesos de privacidad. El 24 de abril, GM anunci\u00f3 que los \u00abcomentarios de los clientes\u00bb llevaron a la interrupci\u00f3n de Smart Driver.<\/p>\n

Smart Driver prometi\u00f3 ayudar a que los clientes sean mejores conductores al monitorear su comportamiento de conducci\u00f3n y agregar los datos en una puntuaci\u00f3n.<\/p>\n

El seguimiento de los h\u00e1bitos de conducci\u00f3n de una persona por parte de las compa\u00f1\u00edas de seguros puede resultar familiar. Aseguradoras como Allstate y Progressive ofrecen programas que, a trav\u00e9s de un dongle, vigilan las acciones del conductor, como el frenado y la aceleraci\u00f3n, adem\u00e1s de registrar datos de ubicaci\u00f3n con fechas y horas.<\/p>\n

La reportera del New York Times, Kashmir Hill, dice que pas\u00f3 por el proceso de inscripci\u00f3n en Smart Driver, la versi\u00f3n de GM del software de informes de conducci\u00f3n.<\/p>\n

\"\"<\/p>\n

Durante la inscripci\u00f3n, escribi\u00f3 que \u201cno hubo ninguna advertencia ni divulgaci\u00f3n destacada de que un tercero tendr\u00eda acceso a mis datos de conducci\u00f3n\u201d.<\/p>\n

La historia de Hill encontr\u00f3 que algunos concesionarios de GM pueden verse incentivados a inscribir conductores en OnStar, al que pertenece Smart Driver, a trav\u00e9s de bonificaciones.<\/p>\n

En el caso de Dahl, su Bolt registr\u00f3 640 viajes, observando varios comportamientos de conducci\u00f3n a lo largo del camino, como Dahl inform\u00f3 dos incidentes de aceleraci\u00f3n r\u00e1pida y dos frenadas bruscas durante un viaje de 7 millas un jueves de junio.<\/p>\n

Dahl obtuvo su informe y descubri\u00f3 el intercambio de datos seg\u00fan la Ley de Informes Crediticios Justos. Casos como estos podr\u00edan transmitirse a una aseguradora, que puede ajustar (en su caso, aumentar) las tarifas por lo que considera h\u00e1bitos de conducci\u00f3n inseguros.<\/p>\n

\"\"<\/p>\n

El 23 de abril, Hill public\u00f3 un art\u00edculo de seguimiento que, en resumen, muestra que ella y su esposo estaban inscritos en Smart Driver a pesar de que nunca se inscribieron. Hill habl\u00f3 con otros propietarios que nunca se inscribieron pero que tambi\u00e9n estaban inscritos.<\/p>\n

GM le dice a Hill que ella y su esposo son parte de un peque\u00f1o grupo de propietarios a quienes se comparti\u00f3 su informaci\u00f3n pero se les dijo lo contrario debido a un \u00aberror\u00bb. Las compa\u00f1\u00edas de seguros obtuvieron sus datos, pero los Hill y otros como ellos no pudieron ver que los ten\u00edan.<\/p>\n

Adem\u00e1s de eliminar Smart Driver y cancelar la inscripci\u00f3n de todos los clientes de GM en el programa, GM dice que ha \u00abterminado sus asociaciones con LexisNexis y Verisk\u00bb, poniendo fin al intercambio de datos con los dos a partir del 20 de marzo.<\/p>\n

 <\/p>\n

Fuente: Articulo sacado del sitio Edmunds<\/strong><\/p>\n\n

Commercials Cooperation Advertisements:<\/b><\/h2>\r\n


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\"\"El 11 de marzo, el New York Times public\u00f3 un informe que detalla la historia de Kenn Dahl. Hace dos a\u00f1os, Dahl descubri\u00f3 que los costos del seguro de su Chevrolet Bolt aumentaron un 21%. (el Chevy Bolt fue elegido como el lim\u00f3n del a\u00f1o, es decir el peor auto del 2024) El aumento es 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