{"id":153502,"date":"2025-01-03T12:12:31","date_gmt":"2025-01-03T12:12:31","guid":{"rendered":"https:\/\/www.purosautos.com\/?p=68459"},"modified":"2025-01-03T12:12:31","modified_gmt":"2025-01-03T12:12:31","slug":"ee-uu-por-que-los-buenos-conductores-hispanos-deben-pagar-mas-por-sus-seguros-de-autos","status":"publish","type":"post","link":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/2025\/01\/03\/ee-uu-por-que-los-buenos-conductores-hispanos-deben-pagar-mas-por-sus-seguros-de-autos\/","title":{"rendered":"EE.UU. \u00bfPor qu\u00e9 los buenos conductores hispanos deben pagar mas por sus seguros de autos?"},"content":{"rendered":"

\"\"<\/p>\n

Los buenos conductores de las comunidades minoritarias pagan significativamente m\u00e1s que sus hom\u00f3logos blancos simplemente por el c\u00f3digo postal.<\/p>\n

Los hispanos pagan un 26 % m\u00e1s y los afroamericanos un asombroso 100 % m\u00e1s, seg\u00fan cita la Federaci\u00f3n de Consumidores de Estados Unidos.<\/p>\n

Estas estad\u00edsticas tambi\u00e9n se complementan con el hecho de que la nueva tecnolog\u00eda est\u00e1 abrumadoramente en manos de personas con altos ingresos. La mayor\u00eda de los accidentes de veh\u00edculos se deben a errores humanos. Los ADAS reducen este problema, pero los Tesla equipados con ellos son caros.<\/p>\n

Dado que las primas de seguro de autom\u00f3viles aumentaron un 22,2 % interanual en marzo del 2024 y se encuentran en su nivel m\u00e1s alto en 47 a\u00f1os, esto aumenta enormemente las presiones inflacionarias que sienten los consumidores.<\/p>\n

Este discurso combina dos cuestiones urgentes. En primer lugar, el concepto de racismo por c\u00f3digo postal y ofrece una soluci\u00f3n para que el seguro de autom\u00f3viles se base \u00fanicamente en los h\u00e1bitos de conducci\u00f3n y, en segundo lugar, hacer que la tecnolog\u00eda de Tesla sea equitativa para las personas sin importar la antig\u00fcedad o el modelo de su veh\u00edculo.<\/p>\n

Como Tesla represent\u00f3 solo el 4,31 % de la participaci\u00f3n del mercado automotriz de EE. UU. en 2023, no se puede ignorar al resto de los conductores.<\/p>\n

\"\"<\/p>\n

Puntos destacados clave:<\/strong><\/p>\n

Moderniza los veh\u00edculos existentes con ADAS para mejorar la seguridad (todos los autom\u00f3viles\/camiones). (TESLA NO OFRECE ESTO).<\/p>\n

Ofrece un seguro personalizado basado en el uso para una mejor cobertura y asequibilidad.
\nSu sistema de gesti\u00f3n de flotas asistido por IA minimiza las p\u00e9rdidas y aumenta la eficiencia.<\/p>\n

Recompensa a los conductores seguros: la IA analiza el comportamiento de conducci\u00f3n individual, no la demograf\u00eda, para obtener primas personalizadas.<\/p>\n

Los h\u00e1bitos de conducci\u00f3n segura, no el c\u00f3digo postal, determinan los costos.<\/p>\n

Reclamaciones m\u00e1s fluidas: la IA agiliza el proceso de reclamaciones, haci\u00e9ndolo m\u00e1s r\u00e1pido y menos estresante.<\/p>\n\n

Commercials Cooperation Advertisements:<\/b><\/h2>\r\n


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\"\"Los buenos conductores de las comunidades minoritarias pagan significativamente m\u00e1s que sus hom\u00f3logos blancos simplemente por el c\u00f3digo postal. Los hispanos pagan un 26 % m\u00e1s y los afroamericanos un asombroso 100 % m\u00e1s, seg\u00fan cita la Federaci\u00f3n de Consumidores de Estados Unidos. Estas estad\u00edsticas tambi\u00e9n se complementan con el hecho de que la nueva [\u2026]<\/p>\n","protected":false},"author":386,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"site-container-style":"default","site-container-layout":"default","site-sidebar-layout":"default","disable-article-header":"default","disable-site-header":"default","disable-site-footer":"default","disable-content-area-spacing":"default","footnotes":""},"categories":[],"tags":[61,122,127,129,124,128,125,132,131,133,126,130,123,66,94,88,97,56,64,65,60,112,40,75,95,104,33,120,105,101,98,115,30,29,41,86,70,69,68,72,71,26,118,108,87,46,55,48,52,54,51,50,83,62,58,57,109,35,59,63,85,79,82,96,80,27,81,114,44,42,43,45,38,39,110,117,100,111,116,73,89,90,92,91,93,84,36476,78,37,102,34,36,77,67,74,99,113,119,28,121,32,47,49,53,103,31,76],"class_list":["post-153502","post","type-post","status-publish","format-standard","hentry","tag-airpods","tag-anime","tag-anime-characters","tag-anime-cosplay","tag-anime-edits","tag-anime-merchandise","tag-anime-movies","tag-anime-news","tag-anime-recommendations","tag-anime-reviews","tag-anime-series","tag-anime-streaming","tag-animes","tag-app-store","tag-app-store-samsung","tag-appgallery","tag-appgallery-oneplus","tag-apple","tag-apple-music","tag-apple-tv","tag-apple-watch","tag-bbc-sport","tag-best-mobile-games","tag-bixby","tag-bixby-xiaomi","tag-champions-league","tag-cyberpunk","tag-cyberpunk-2077","tag-fantasy-football","tag-fifa","tag-football","tag-formula-1","tag-fortnite","tag-free-fire","tag-free-mobile-games","tag-freebuds-pro","tag-galaxy-a52","tag-galaxy-note-20","tag-galaxy-s21","tag-galaxy-watch-4","tag-galaxy-z-fold-3","tag-game","tag-games","tag-golf","tag-harmonyos","tag-how-to-backup-iphone","tag-how-to-factory-reset-iphone","tag-how-to-reset-iphone","tag-how-to-restore-iphone","tag-how-to-unlock-iphone","tag-how-to-unlock-iphone-5","tag-how-to-unlock-iphone-6","tag-huawei","tag-ios","tag-ipad","tag-iphone","tag-live-soccer","tag-lol","tag-macbook","tag-macos","tag-mate-40-pro","tag-mi-11-lite","tag-mi-home-security-camera-basic-1080p","tag-mi-home-security-camera-basic-1080p-huawei","tag-mi-smart-band-6","tag-minecraft","tag-miui","tag-mlb-scores","tag-mobile-game-design","tag-mobile-game-development","tag-mobile-game-marketing","tag-mobile-game-monetization","tag-mobile-games","tag-mobile-gaming","tag-nba-scores","tag-nba-standings","tag-nfl","tag-nfl-scores","tag-nhl-scores","tag-one-ui","tag-oneplus","tag-oneplus-9-pro","tag-oneplus-buds-pro","tag-oneplus-nord-ce-5g","tag-oxygenos","tag-p40-pro-plus","tag-pagar-mas-por-sus-seguros","tag-poco-x3-pro","tag-pokemon","tag-premier-league","tag-pubg","tag-pubg-mobile","tag-redmi-note-10-pro","tag-samsung","tag-samsung-pay","tag-soccer","tag-sports","tag-steam","tag-steeam","tag-top-10-anime","tag-valorant","tag-when-do-the-iphone-7-come-out","tag-when-does-the-iphone-7-come-out","tag-when-is-the-iphone-7-coming-out","tag-world-cup","tag-xbox-series-x","tag-xiaomi"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/wp-json\/wp\/v2\/posts\/153502","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/wp-json\/wp\/v2\/users\/386"}],"replies":[{"embeddable":true,"href":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/wp-json\/wp\/v2\/comments?post=153502"}],"version-history":[{"count":1,"href":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/wp-json\/wp\/v2\/posts\/153502\/revisions"}],"predecessor-version":[{"id":153505,"href":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/wp-json\/wp\/v2\/posts\/153502\/revisions\/153505"}],"wp:attachment":[{"href":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/wp-json\/wp\/v2\/media?parent=153502"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/wp-json\/wp\/v2\/categories?post=153502"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gamefootballmobileanimeiphone.com\/index.php\/wp-json\/wp\/v2\/tags?post=153502"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}